Certified Credit Counselor &
Certified Housing Counselor
My Expert Service
I work with you to move your fico score to 700. We also educate our clients on the entire credit system and credit laws. We don’t just give you a quick fix on your credit and then send you on your way, only for you to get in trouble again down the road. We educate you on how to move forward with your newly obtained good or even excellent credit rating, how to maintain it, and how to make it work for you as a financial tool.
We educate you on:
• How the credit system really works (for ex. Did you know that it is not true that negative credit reporting has to stay on your file for 7 or 10 years? Most of your creditors even believe that to be true, when in fact it’s not.)
• What actually makes up a credit score
• How paying off old collections can actually hurt your score
• How your specific credit file is working for you, either negatively or positively
• Once better credit scores are achieved, we teach you how to use your credit as a financial tool versus a financial means
• How to be able to maintain an excellent credit file for many years to come
Experience & Qualifications
I have over 25 years experience in the financial services industry. I have my certification in Credit Repair and Consumer Debt Management and Tax prep.